Summer day blues

Summer’s officially gone. (Some of my friends would even argue it’s existent here)

My parents arrived in Scotland last week, they managed to catch a glimpse of summer warmth while we were walking around the coast over the weekend. Since then it’s been the typical grey weather we get most days.

IMG_3441Why am I writing about the weather? Continue reading Summer day blues

4 Simple Ways to Invest in Volatile Markets

What would you do in the upcoming Autumn Sale? (Spring Sale for my Oz and southern hemisphere friends)

Some shops would actually state when the Sale would end. It gives shoppers a sense of urgency to encourage them to buy now. There are times when I bought games during the Sale (I am a geek after all), some games prices would go up to its normal price after the Sale, but some actually go on further discount, I get frustrated about this as I could have bought more games!!!

volatile marketUnfortunately unlike a Sale, you would not know when volatile markets would end. So with the very volatile market since 21st August, how do I shop for Bargains in this Sale?

I chatted with a good friend last week. He is a professional trader and market maker. He got concerned about my wellbeing when he read my blog post about What to do in a Market Correction. I am glad to have a good friend like him around. We got into a good discussion about how do we buy in a volatile market. Let me share 4 Simple Ways to Invest in Volatile Markets:

Continue reading 4 Simple Ways to Invest in Volatile Markets

How to weather a Market Correction

I wrote about What to do in a Market Correction previously, but How do we weather a Market Correction?

It doesn’t matter whether the Market is Up or Down, I still live my Rich life just like the Mexican Fisherman.

So firstly, just live your daily life as it should be during a market correction.

Don’t let the market swings affect your Rich life!

Let me share a few tips that would help you weather a market correction:


Continue reading How to weather a Market Correction

A Storm is Coming! What to do in a Market Correction.

Over this weekend, I got quite a lot of messages asking similar questions,

“What should I do with shares? Is it going to be like 2008?”

I am sure many of you out there might be thinking the same as well.

I did plan to write about market correction before I started this blog a month ago, it’s not because I have a crystal ball, but statistically speaking, we are long overdue for a market correction. As an investor, we should prepare ourselves both mentally and financially for it.

“A Storm is coming! Take Heart Young One, the Earth Mother is Near.”

1529px-Cairne_Bloodhoof_fullFor those that played a lot of Warcraft 3 game, you might be familiar with these Cairne Bloodhoof quotes, when you are commanding your orc troops around.

Last Friday 21 Aug 2015, from the market high, the US benchmark S&P 500 is 8% down, the Dow is 10% down, The UK FTSE 100 is 13% down.

Today the Australia, Asia markets continues the downward trend.

You get the idea, a storm is coming! What should you do? Continue reading A Storm is Coming! What to do in a Market Correction.

My First Shared Trade and a Cheeky message that made my day

With the market pullback on Friday, I think it is a good time for me to publish my first shared trade. (I was keeping it for later, but the price is very enticing now)

I am going to start sharing some of my basic trades here from time to time. Please note that this is for informational purpose only. If you decide to follow, please size your investment amount appropriately, and you invest at your own risk.

If you got any questions, feel free to leave a comment, I’ll offer my opinions.

The trade I am going to make is at the end of this post.


Last Thursday I got a random sales message about self-improvement. Typically if it was a website, I would click on the link to review their content to see if there’s any value.

However getting a SMS from a stranger like this is weird and most likely a spam, so I decided to ignore it initially.

The same afternoon after lunch, I saw that message in my inbox, and I had a cheeky thought. So I replied to it. Here’s what I wrote: Continue reading My First Shared Trade and a Cheeky message that made my day

How a Parking Lot Attendant makes $500,000 with a $12/hour wage

Do you think only high wage earners have spare cash to invest?

Please don’t. The longer you delay / procrastinate / think about it later, the poorer you would be financially.

You can start investing as low as £25 a month nowadays with brokers like Hargreaves Lansdown.

Alternatively, you could follow what I did when I first started investing:

I would direct all my saving to a separate saving account (to prevent the temptation to spend it), once I accumulate £1500, I would invest in a company that I know it’s the One.


Let me show you a video of how Earl Crawley created his Avalanche of financial freedom at the end of this post.

He makes $12 an hour and less than $20,000 a year, but he is worth $500,000!!! Continue reading How a Parking Lot Attendant makes $500,000 with a $12/hour wage

With Great Power Comes Great Responsibility (Spread betting edition)

With your newfound power, your spidey senses tingling,

“The market is going to crash tomorrow, I am going to Short the Market!!

HOLD ON! What am I doing?”

The famous quote from Uncle Ben in Spiderman:

With Great Power Comes Great Responsibility.

Once you have created an IG Spread betting account, you actually wield great power to create or destruct your personal wealth. Continue reading With Great Power Comes Great Responsibility (Spread betting edition)

Does Broker Cost Matter?


This is a quick follow-up post from 2 Simple Ways to Beat the Market! The Avalanche Effect and Marriage. Please read it if you haven’t.

So does broker cost matter?debt-capital-markets

The short answer is Yes.

The more practical answer is it

I’ll mention the 3 brokers I use and share why I chose them. Continue reading Does Broker Cost Matter?